Kole-man Checking
Access your money with thousands of fee‑free ATMs, early direct deposit, and smart insights.
- No minimum balance
- Get paid up to 2 days early
- Fee‑free ATM network
Everyday banking, made clear
Manage checking, savings, cards, and loans with powerful security and real‑time alerts. Bank from anywhere with our award‑winning mobile app.
Earn up to 3% back on everyday purchases.
Competitive rates and dedicated loan advisors.
Deposit checks, send money, lock your card.
Transparent pricing. No surprises. Open online in minutes.
Access your money with thousands of fee‑free ATMs, early direct deposit, and smart insights.
Grow your savings faster with a competitive APY and automatic round‑ups from checking.
Earn rewards on what you already buy with built‑in security and spending controls.
Your accounts are guarded by layered protection and intelligent monitoring.
Add a second step for sign‑in to keep intruders out.
We notify you instantly of suspicious activity.
Lock/unlock, set limits, and manage travel notices from the app.
Secure access with Face ID or fingerprint where supported.
| Product | Rate | APY | Min. Balance |
|---|---|---|---|
| High‑Yield Savings | 4.41% | 4.50% | $0 |
| 12‑mo CD | 4.74% | 4.85% | $1,000 |
| Auto Loan (new) | 6.09% | — | $5,000 |
Rates shown are examples for demo purposes and are not offers. Your actual rate may differ based on creditworthiness. Non-member FDIC. Not an Equal Housing Lender.